Many people picture a scam as something obviously off: a strange email, a robotic voice, a too-good-to-be-true offer.
The more dangerous version sounds like
It's easy to set estate planning aside once you've done a version of it. You sign the paperwork. You name a beneficiary. You mentally close the file.
The only
For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.
Nobody teaches that part
