Planning for Individuals and Families


Investment/Retirement Planning

Sound strategies to help you reach your financial goals.

  • Portfolio analysis
  • Pension analysis
  • Penalty-free withdrawals
  • Income flow
  • Mutual Funds
  • Annuities
  • Stocks/Bonds
  • REITS

Medicare Supplement Insurance

Products that work with Medicare to meet your changing needs.

Multiple plans including Medicare Advantage

  • Easy claim filing
  • RX Plans

Estate Planning

Preserving and passing on the assets you have worked hard to create.

  • Asset protection
  • Charitable giving
  • Wealth Transfer
  • Gifting

Health and Medical Insurance

Provides money, when you need it the most, due to a sickness or injury.

  • Income replacement
  • Doctors’ bills
  • Lump sum payments
  • Hospital expense

Life Insurance

Protects you and your loved ones against the financial risk associated with death.

  • Debt elimination
  • Income continuation
  • Final expenses
  • Emergency fund

Long-Term Care Insurance

Provides money to help cover the cost of providing care if you are unable to perform the activities of daily living.

College Education Planning

Planning to help you answer the three tough questions…  

  • How much will it cost?
  • How much must you save?
  • How to save?
  • College Savings Plans
  • 529 Plans

 

Planning for Businesses and Employees


Business Insurance

Plans to help you attract and retain employees.

  • Retirement Plans
  • 401k, Simple IRA, SEP
  • Profit Sharing/Money Purchase
  • Stock Redemption
  • Deferred Compensation
  • Executive Compensation Plans
  • Group Insurance
  • Life, Disability, HSA’s
  • Health, Dental
  • Cafeteria Plans (section 125)

Plans to help you preserve your business.

  • Buy-Sell Arrangements
  • Key-Employee Insurance
  • Business Continuation Plans
  • Business Overhead Insurance

Worksite Marketing

Voluntary benefits employees can purchase through payroll deduction.

  • Life Insurance
  • Disability
  • Dental
  • Accident
  • Critical Illness
  • Annuities